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If you still haven’t finished your holiday shopping, you’re probably rushing to take care of last minute gifts. You’re far from alone. But in that rush to get things finished, you may overlook some things related to credit card transactions.

Here are three tips for those last minute shoppers who plan to use their credit cards for any of their further holiday shopping.

1. If a deal seems too good to be true, don’t give out your credit card details.

You can find amazing deals this time of year. But sometimes a deal seems too good to be true. In some cases, they are. If something feels even slightly shady (from a television ad or telemarketing call to an offer you’ve received in your email), run.

Don’t give anyone your credit card information if there’s a possibility the offer is a scam. Stick with co

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Tags: Holiday Shopping, Last Minute, Shopping

Having a credit card can be a really useful thing, especially if you can get one with added benefits such as an interest free credit card. They can be especially useful on holidays abroad as if anything goes wrong with it, you can get support from your credit card provider much more easily than you would be able to find help if you were using a debit card. This article offers you some top tips on using your credit card abroad.

Interest free credit card

Having an interest free credit card is always useful, but this is especially true of when you are on holiday. Read more…

Tags: Credit Card

It is no secret that creditors want to be paid. Perhaps in a perfect world every debt would be paid in full and on time. Unfortunately, life happens and sometimes individuals are not able to pay their debts. Creditors are aware of this and try to protect themselves with binding contracts and agreements. One clause that regularly appears is the “bankruptcy waiver.” The debtor agrees that he or she will not discharge the debt in a future bankruptcy case.

Waivers of future bankruptcy rights are not enforceable. In drafting the bankruptcy code, Congress expressly stated that the bankruptcy discharge voids judgments and operates as an injunction against the continuation of any action against a debtor personally, “whether or not discharge of such debt is waived.” See 11 U.S.C. § 524(a

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