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Fraud charges are pending after a serious credit card fraud operation was uncovered in Gilbert, Arizona. Not just limited to credit cards, the man and woman team made up numerous credit cards as well as gift cards. It is thought that this operation was more than a local ring.

Fraud investigators reveal that initial accounts may reach into the tens of thousands of dollars. The financial losses to department stores such as Macy’s continue to escalate as the investigation uncovers more fraud victims. Home Depot also seems to be a target of the fraudulent cards.

The two involved, Christina Smith, 37, and Solomon Williams, 36, were found out after an astute employee wrote down the license-plate number of the vehicle after the team used fake cards to make purchases at the local Macy’s store. The

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Credit card companies not only try to sign up new cardholders, but also attempt to encourage those card members to use their credit cards regularly. This increases the flow of retailer and service provider revenue to the issuing card entity.

Miles by Discover Card has set up its incentive program to facilitate frequent spending habits. Throughout the first year of membership, Discover will deposit 1,000 Bonus Miles into cardholders’ accounts during each month that the card is used.

In addition to the card’s rate of one Bonus Mile per dollar spent, cardholders can get double miles through Discover’s online shopping website as well as on the first $3,000 of restaurant and travel-related purchases in a given year. These

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Verdict: The Citi Dividend Platinum Select is a very good choice for people looking to earn generous rewards on a variety of purchases and enjoy a host of benefits all with no annual fee. With 0% interest on balance transfers for the next 15 months, it’s also a good card if you want to transfer balances from higher interest cards so you can pay them off more quickly. You even get a small cash back reward for balance transfers and cash advances, which basically covers the fees you’ll pay for these transactions.

Overview: The Citi Dividend Platinum Select MasterCard is one in a large line of rewards credit cards offered by Citi for people with good-to-excellent credit.

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