A new study has found that consumers are not reviewing their credit cards or loans as often as they should. It showed that nearly half of credit card customers and 86 per cent of loan customers did not review their balance or monthly payments in the last year, even though almost 90 per cent of UK adults say they are confident about how they manage their personal finances . Read more…
Overview
Teenagers and American Express. Not two words you typically expect to go together. Until now. The new reloadable pre-paid debit card from American Express, called PASS, is available in bright colors, with the potential to upload a photo onto the card, and is targeted at teens and young adults.
But American Express does not call PASS a debit card — and it really isn’t. This card has several advantages over many prepaid debit cards, which we’ll explore later in the article. Instead, the PASS card is more like a hybrid between a prepaid debit card and an American Express charge card.
It’s a brilliant marketing move on the part of Amex — to begin building brand loyalty at a young age. I’d recom
Before answering your question I’ll first show to you how to simply identify your type of debt and how both of these options may or may not work for you.
There are two large branches of debts and from each one of them many different categories can be found. They are the unsecured or secured debts. Secured debts use real properties so they will have a promise you will pay your debt until it finishes. Unsecured debts have nothing to serve as a promise of repayment but your word.
Hector Milla Editor of the “Credit Card Debt Free” website — http://www.CreditCardDebtFree.org — pointed out;
“…Unsecured debts can never be good candidates for settlement for the lack of anything backing them up and unfortunately, the credit card debt falls right into that category. But, if you g Read more…