Nov 30
These days, it matters to be a smart credit card score. Focusing on your credit score is just like close monitoring your blood pressure or even your blood sugar level. It is so vital for a person to know the numbers that deal with credit cards more so with the score which is as essential as well especially for frequent card users. Credit card report will be the ultimate guide of those who are always using their cards and according to Bloomberg if there may be inaccuracies on the report given by the card company, you will suffer a lot because it will possess a bad or negative data about you and it can affect your ability to purchase a car, home or even rent for a house.
Read more…
Tags: Credit Card, Days, Smart Credit, Smart Credit Card
Nov 17
Part of my job is to deal with people who can’t or won’t pay their debts. I hear plenty of genuine hard-luck stories from the former, and I get plenty of green ink from the latter.
A year or so ago I started receiving letters that were odder than usual. The writer would be happy to pay “any lawful debt”, but only if I provide “validation of the debt: the actual accounting” and “a hand-signed invoice in accordance with the Bills of Exchange Act (1882)”. I replied to each, answering the questions as best I could. My replies resulted in further letters claiming that, because I had not provided the requested information, I had entered into a “tacit contract” that required me to pay £1,000 for each further letter that I sent to the writer.
Once you receive a few letters in identical terms, you suspect an internet campaign.
Read more…
Tags: Debt, Magic Bullet
Nov 12
The word “bank” is derived from the Italian word “banca”, which comes from Germany, meaning “bench”. For banks to exist, they need to make a profit just as with any other business. For traditional brick and mortar banks, the majority of profit comes from fees charged for various financial services being offered, as well as interest being charged on loans, CDs, etc. While online banking also makes a profit through fees and interest charged, other ways are used as well.
For instance, thanks to technology, online banks have the ability to create affiliate partnerships whereby networking and sharing of information yields profits. Additionally, online banks can set up pages on their websites for information and tools such as articles and loan calculators. In this cas
Read more…