Apr 02
A New Academic Study Scrutinizes Credit Score Reporting 
The all-important credit score has gained so much significance in our modern lives that a team of researchers from the University of Missouri plan to spend more than a million dollars to study it.
The group of experts was given $1.13 million in grant money by the U.S. Federal Trade Commission, and the educational institution released a statement to the media explaining that the focus of their research is to gain more insight into the how disputes related to credit scores are resolved. Under the Fair Credit Reporting Act – a piece of legislation that attempts to protect consumers from unfair lending practices – anyone who has a credit score is entitled to contest it, ask for errors to be corrected, or block access to their credit history. The
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Tags: Credit Score, Credit Score Reporting, Reporting, Score Reporting
Mar 27
Capital One Announces Mile-Matching Offer with the Venture Rewards Credit Card
Looking for a way to earn mileage rewards faster? The Capital One Venture card may be just the ticket! Capital One has announced that when you are approved for a new Venture credit card it will match up to 100,000 miles you’ve already earned with another airline credit card rewards program.
The new program is called the “Venture Match My Miles Challenge,” and it’s for a limited time only.
The process to gain the matching miles is simple. Apply for the Capital One Venture Rewards credit card. When you are approved, go online to register. Submit a document proving your airline miles earned with your other airline rewards card. Spend $1000 during the first three months you have your Venture card, and Capital One will match your miles. Plus, y
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Tags: Card, Credit Card, Rewards Credit, Rewards Credit Card
Mar 26
Credit Unions are Still a Great Bargain in the Anti-Bank Era 
Banks have a long way to go before they will restore consumer confidence and high customer satisfaction ratings. But traditional credit unions are still getting stellar reviews because they are affordable, customer-oriented, and offer a healthy variety of financial products including mortgages, credit cards, checking accounts, and auto loans.
Get a car loan with an interest rate of as little as 3.75 percent, for example, if you are a member of the Pacific Postal Credit Union. If you’re in the armed forces you and your immediate family members can get super rates on home equity loans through military credit unions, and if you work in any government agency there is a credit union ready to cater to your needs. B
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Tags: Credit Unions, Era, Great Bargain