Mar 26

Credit Unions are Still a Great Bargain in the Anti-Bank Era

Banks have a long way to go before they will restore consumer confidence and high customer satisfaction ratings. But traditional credit unions are still getting stellar reviews because they are affordable, customer-oriented, and offer a healthy variety of financial products including mortgages, credit cards, checking accounts, and auto loans.

Get a car loan with an interest rate of as little as 3.75 percent, for example, if you are a member of the Pacific Postal Credit Union. If you’re in the armed forces you and your immediate family members can get super rates on home equity loans through military credit unions, and if you work in any government agency there is a credit union ready to cater to your needs. B

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Tags: Credit Unions, Era, Great Bargain

Mar 25

Good credit is a result of borrowing money and responsibly paying it back over time. One problem for new borrowers, college students, recent graduates and others with limited history is the difficulty in establishing credit when lenders frown upon people without any credit history – a vicious cycle of rejections. If you’ve never been approved for a credit card, mortgage or personal loan, a co-signer would be required for almost any type of request. But now, Experian® includes rental unit data into their company’s traditional consumer credit reports. They are the first

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Tags: Credit, Credit Reports

Mar 25

Love can make us do stupid things.   Getting caught up in a new relationship can lead to mistakes in our financial lives that we only see in hindsight.  With more people deciding to co-habitate prior to marriage, money problems often times pop up far sooner than couples are ready to deal with them.

One big mistake that couples continue to make time and time again is opening joint accounts without considering the financial ramifications for each individual. When you

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