May 08

According to a recent report from the Federal Reserve, revolving credit rose in March for just the second time in 31 months.  After leveling off mid-year in 2010, revolving debt once again ticked up in December 2010.

Difficult to tell why consumers are once again adding to their revolving debt balances, but one possibility is that consumers are starting to feel much better about the economy in general.

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Tags: March, March 2011

May 06

Big spenders can make their cash go further by picking the right credit card before a summer shopping spree.

Putting your holiday or garden furniture on a reward credit card can earn you extra spending cash.

But make sure you pay the balance in full every month, because interest charges will always far outweigh rewards.

For those who do want to spread out their repayments, an interest-free deal can help to avoid extra cost.

The key to making the most of reward cards is ensuring that you are only getting perks and cashback for things you will actually use. There is no point earning travel miles with an airline if you dont plan to fly anywhere.

For most people, cashback is often the most flexible way of getting perks.

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Tags: Summer

May 05

Many of us know we have to protect our privacy when using a public Wi-Fi network, but did you also know that you could be vulnerable when it comes to your home Wi-Fi Internet service? The truth is that others can piggyback and gain access to your home Wi-Fi connection, thereby putting your privacy in danger.

Although most individuals who use your Wi-Fi network will use it simply for their own purposes, the fact of the matter is that there are individuals who can gain access to your personal information, such as your credit card information, through your Wi-Fi network. It is therefore very important to protect yourself on your personal Wi-Fi network.

Do you know how to protect your home Internet security so that your computer and your computer activity are protected?

  • The first step when protecting yourself and your Internet safety (including credit card transactions on your computer) is setting up a password on your network.

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Tags: Privacy

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