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Household debt has shot up at the fastest pace since the recession as cash-strapped Britons borrow to fund their spending in the run-up to Christmas, a survey indicates today.

At the same time, job security has slumped and incomes have dropped at their fastest pace in more than two years. That left five times as many households reporting finances had worsened this month than those who said they had improved, according to the Markit household finance index.

That balance was the worst for four months and is set to deteriorate further with half of households expecting their finances to worsen.

Tim Moore, senior economist at Markit, said: “December’s survey rounds off a year in which the aftershocks of the recession have hit UK household finances with unprecedented force.

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Tags: Job, Job Fears

Are you thinking about paying for credit repair? Considering hiring a credit lawyer, clinic or company? Have you finally grown tired of paying MORE for less, and being treated like a second class citizen to boot?

The truth is, I don’t blame you. And the good news, LEGAL credit restoration DOES work, it does work relatively fast, and it can radically change your life, and your financial future in a hurry.

But, there are a few simple but very important considerations every consumer who has a low credit score SHOULD be aware of, straight away.

1 – You CAN fix your credit by yourself if you choose. You

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Tags: Credit, Credit Understand

Having a credit card can be a really useful thing, especially if you can get one with added benefits such as an interest free credit card. They can be especially useful on holidays abroad as if anything goes wrong with it, you can get support from your credit card provider much more easily than you would be able to find help if you were using a debit card. This article offers you some top tips on using your credit card abroad.

Interest free credit card

Having an interest free credit card is always useful, but this is especially true of when you are on holiday. Read more…

Tags: Credit Card