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Budget airlines and travel companies will have to stop hiding card fees for online payments or face enforcement action, the Office of Fair Trading announced today.

And it wants transaction fees for debit cards banned – as they are the online version of cash.

Airline, rail and ferry customers often have to click through multiple pages online before the payment charge is added to the end price.

Transaction booking fees are defended by companies, such as Ryanair, EasyJet and other budget airlines, as an administration fee associated with the cost of booking. However, they typically hugely outweigh the actual cost of processing a payment.

The OFT has now ordered firms to make payment charges clear in the headline price, to stop a surprise card surcharge at the online checkout.

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Tags: Card, Card Surcharges

Verdict: Do you often forget to mail your credit-card payment on time? Have you occassionally made a purchase that puts you over your credit card’s credit limit? If so, you might want to consider the Citi Simplicity® Card, a basic credit card that won’t charge you fees or hike your interest rate when you go over your limit or miss a payment due date.

Overview: The Citi Simplicity Card is a basic, no-frills credit card. That doesn’t mean, though, that it doesn’t come with perks. The card offers a limited-time 0 percent interest rate offer on both purchases and balance transfers. And it boasts no annual fee.

How This Card Works: No late fees or over-your-credit-limit charges is a good thing. However,

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Tags: Card, Simplicity® Card

Q: If I use my Wells Fargo supported card to redeem rewards, is there a fee?

A: There is a fee for using your rewards points to purchase an airline ticket. Wells Fargo charges a $24 “ticket processing fee.” They also require that you redeem at least 25,000 rewards points, even if the cost of the ticket is below this. This makes it less desirable to redeem cheap plane tickets. As long as you are purchasing a flight that is worth at least $250, though, you’ll be getting close to 1 cent per point, which is more than you can say for a lot of rewards programs, and any of Wells Fargo’s cheaper gift cards.

There doesn’t appear to be any fee for receiving your rewards in the form of gift cards, cash back, or other items. Gift card

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Tags: Rewards, Wells Fargo