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Is there a difference?

I imagine that many people, on reading the title of this article, laughed smugly to themselves, then wandered off thinking vague thoughts about the English and Americans having different names for the same thing. If you were one of these people, then don’t worry – you’re right! Or at least you’re partially right. In general, CVs are used throughout most of the world, while resumes are the common format in America. However, there are significant differences between the two documents, and if you plan to succeed in the employment market it is important that you are familiar with the features and uses of both. Let’s go through them one at a time.

The differences in brief

At first glance, the differences between the two seem slight. Both cons

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Tags: Difference, Difference Cv

As discussed in previous posts, one of the main reasons why people often seek the fresh financial start offered by either Chapter 7 bankruptcy or Chapter 13 bankruptcy is the accumulation of significant medical debt — typically caused by the onset of a sudden injury/illness or a debilitating disease/condition.

In fact, a recent study conducted by non-profit organizations The Access Project and Demos determined that a high percentage of Americans — up to 29 percent — had some type of medical expenses as part of their credit card balance.

• On average, households with medical debt had credit card balances that were 46 percent higher than households without medical debt
• Both uninsured and insured households with medical debt had relatively high credit card balances ($14,512 and $10,973, respectively)
• Young adults (age 18 to 34) with medical debt were determined to be the age group with the highest average credit card debt, coming in at $13,303 (as compared with $7,450 for young adults without medical debt)
• Households with medical debt were more likely to be contacted by debt collection agencies than those households without medical debt

The researchers arrived at these eye-opening conclusions via a telephone survey of 1,150 lower- and middle-income households conducted back in 2005.

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Put away the hankies, credit card companies are doing just fine

Dont shed a tear for credit card companies. No matter what the headlines say about their parent entities, theyre mostly doing just fineand eager to earn your business.

If youre one of those highly empathetic people who tend to cry at sad movies (and, if you are, you really need to stock up on handkerchiefs before you see War Horse) then you may have been shedding tears for some of your favorite credit card companies. If so, you can dry your eyes. The parent companies of Chase and Citi may have published less than impressive fourth-quarter results recently, but its not their card divisions that are causing the problems.

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Tags: Doing Just, Doing Just Fine, Fine, Just Fine