Compare Credit Cards

Before answering your question I’ll first show to you how to simply identify your type of debt and how both of these options may or may not work for you.

There are two large branches of debts and from each one of them many different categories can be found. They are the unsecured or secured debts. Secured debts use real properties so they will have a promise you will pay your debt until it finishes. Unsecured debts have nothing to serve as a promise of repayment but your word.

Hector Milla Editor of the “Credit Card Debt Free” website — http://www.CreditCardDebtFree.org — pointed out;

“…Unsecured debts can never be good candidates for settlement for the lack of anything backing them up and unfortunately, the credit card debt falls right into that category. But, if you g Read more…

Tags: Debt, Debt Settling

Barclaycard has reduced the amount of ‘cashback’ that customers earn for having spent on their credit cards.

The move follows its withdrawal last month of cashback cards for new customers and the heavy promotion of its alternative ‘Freedom’ rewards scheme.

Currently, cashback customers receive the cash equivalent of 1% for the first £200 of monthly spending.

Spending above this level attracts cashback of 0.5%. The reward is paid monthly.

But from the start of August, the first £200 of monthly spending will attract cashback at a rate of just 0.25%.

On monthly spending between £200 and £1,500, the rate is 0.35% while spending above £1,500 will earn 1% Cashback will be paid annually in future.

Read more…

Tags: Cashback, Slashes Cashback

Overview:

Different credit scores for different reasons? That’s what ScoreAssist.com, a hard-sell credit monitoring service, offers its customers. This company provides “Smart” credit scores, a scoring system developed by ConsumerDirect for its Smart Credit service. Note: These scores are not FICO credit scores, which are the credit scores calculate by the Fair Isaacs Company and are the credit scores most commonly used by lenders.

How it works:

According to the home page of ScoreAssist.com and other research about “Smart” credit scores, some lenders don’t just look at one credit score. Instead, they might look at different credit scores — or evaluate your score differently — depending on the reason you are applying for credit. There is even,

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